Comprehensive Tulsa Mortgage Services

Looking to buy a home in Tulsa? Herring Bank is your local lender, offering competitive rates, efficient in-house underwriting, and fast closings. As approved VA and FHA lenders, we provide personalized service to support you through every step of the home loan process.

  • FHA, VA, & Jumbo Loans
  • Direct Mortgage Lender
  • In-House Underwriting
  • Low Rates & Low Fees
  • Free Good Faith Estimate
  • Oklahoma Customer Service!
Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Tulsa-Mortgage-Company

Local Tulsa, OK Mortgage Company

Tulsa Mortgage Company

Welcome to Herring Bank, your direct mortgage lender in Tulsa, OK. We offer competitive rates and expedited loan closings, ensuring a seamless home financing experience. With our technology-driven platform, you can easily complete your application, sync bank accounts, upload documents, and receive full loan approval—all from the convenience of your home.

We’ve built lifelong relationships by providing dependable mortgage services. Whether purchasing a new home or refinancing, Herring Bank is here to support you every step of the way.

Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Tulsa-Mortgage-Services

Thinking about buying a home or refinancing your mortgage in Tulsa? Herring Bank is your local expert, offering a variety of loan options tailored to your needs. From FHA, VA, to USDA loans, our team provides personalized guidance to ensure you find the right mortgage for your financial goals. Whether you’re purchasing a new home or refinancing, we’re here to support you at every stage.

Why Choose Herring Bank?

  • Direct Mortgage Lender: Local underwriting with fast loan closings for quick approvals.
  • No-Obligation Loan Estimates: Clear, upfront details on your loan options.
  • Local Tulsa Service: Friendly, responsive customer support you can count on.

At Herring Bank, our motto is “relationships for a lifetime.” We’re dedicated to providing competitive rates, efficient service, and a seamless mortgage process. By combining modern technology with a client-first approach, we make it easy to apply, upload documents, and track your loan status online. Our commitment to building lasting relationships has earned us the trust of borrowers throughout Oklahoma.

Whether you’re seeking financing in Tulsa or beyond, discover why so many choose Herring Bank as their preferred mortgage lender. Let us help turn your homeownership dreams into reality!

Discover Home Loan Options

Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Tulsa-New-Home-Loans

Tulsa New Home Loans

Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Tulsa-Conventional-Loans

Tulsa Conventional Mortgage

Conventional loans offer lower rates and lower mortgage insurance, as low as 5% down and flexible terms:

  • 30, 20 and 15-Year terms
  • Low rates with great credit
  • Primary home, secondary, investment
  • Up to 95% Financing
Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Tulsa-FHA-Loans

Tulsa FHA Home Loans

FHA home loans are a fantastic option for first-time home buyers in Tulsa, though you don’t need to be a first-time buyer to qualify:

  • Only 3.5% Down Payment
  • Easier Credit Qualifying
  • 203k Renovation Loans
  • Ideal for First-Time Home Buyers
Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Tulsa-VA-Loans

Tulsa VA Loans

As an approved VA lender in Tulsa, Herring Bank provides specialized home loan services for veterans:

  • Zero Down, 100% Financing
  • No Monthly PMI
  • No Debt-to-Income Restrictions
  • VA Jumbo Loans with Down Payment Options
Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank USDA-Loans-Tulsa

USDA Home Loans

USDA loans for rural properties in Tulsa and surrounding areas provide valuable benefits, including 100% financing for eligible buyers:

  • 100% Financing for Rural Properties
  • Primary Residence Only
  • Option to Roll Closing Costs into the Loan
  • Low Interest Rates
Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage-Refinance-Tulsa

Mortgage Refinance

Herring Bank offers streamlined refinancing services in Tulsa for quick approvals and a hassle-free process:

  • Reduce Monthly Payments
  • Shorten Your Mortgage Term
  • FHA Streamline Refinance
  • VA IRRRL Streamline Refinance

Tulsa, OK Mortgage Experts

Close on Time

We work diligently to close every loan in 28 days or less. With in-house underwriting, processing, and closing, we ensure quick approvals and timely funding, making your mortgage process smooth and efficient.

Low Rates & Fees

As a trusted mortgage lender in Tulsa, we offer competitive rates, low fees, and fast closings. We are an approved FHA, VA, and USDA lender, providing a wide range of loan options to suit your needs.

Customer Service

Renowned for outstanding customer service, Herring Bank puts clients first, ensuring a smooth, stress-free experience from start to finish. Let us support you through every step of the mortgage process in Tulsa.

Meet our Mortgage Team

Our Home loan experts will guide you through every step of the process, from pre-approval to closing.

Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Chris Godwin
Chris GodwinResidential Mortgage Loan Manager, VP
NMLS# 1481887
Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Gaye Crump
Gaye CrumpSr. Mortgage Loan Originator
NMLS# 793614
Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Rex Dobrinski
Rex DobrinskiSenior Loan Originator
NMLS# 620952

Herring Bank – Tulsa, OK Mortgage Lender

Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage-Lending-Tulsa
Tulsa, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage Lending Tulsa

Planning to buy a new home or refinance in Tulsa? Herring Bank, your trusted local lender, offers a wide range of mortgage products, including FHA, VA, USDA, Jumbo, and conventional home loans. We customize our loan options to meet your unique financial needs, ensuring the best fit for your situation. With local underwriters here in Tulsa, we provide quick approvals and ensure your loan closes on schedule.

At Herring Bank, we recognize that every borrower is different, and we take a personalized approach to every loan. Whether you’re a first-time homebuyer, a seasoned homeowner, or seeking to refinance for better terms, our experienced team is ready to guide you every step of the way. Enjoy a smooth, transparent, and stress-free mortgage journey from beginning to end.

2024 Tulsa, OK Real Estate

The Tulsa real estate market has maintained steady growth, with the median home listing price around $275,000 as of late 2024, reflecting a 14.6% year-over-year increase. Buyers have access to a wide variety of properties across neighborhoods like South Peoria and Brookside, offering diverse price points. The market in Tulsa currently trends toward a seller’s market, with properties generally selling within an average of 29 days. Over 1,400 homes are available, providing options from affordable starter homes to more upscale properties​.

For those looking to secure a home loan in Tulsa, Herring Bank stands out as a reliable, locally trusted mortgage lender offering tailored solutions to meet diverse financial needs. Specializing in FHA, VA, USDA, and conventional loans, Herring Bank is dedicated to simplifying the mortgage process with competitive rates, quick approvals, and a streamlined in-house underwriting system, making it possible to close loans efficiently—often within 28 days. Whether you’re a first-time buyer, purchasing a new home, or looking to refinance, Herring Bank’s experienced Tulsa-based team is ready to guide you through every step.

By leveraging advanced technology, we enable clients to seamlessly manage applications, submit documents, and monitor loan progress online, ensuring a transparent and personalized mortgage experience. Discover why so many Tulsa residents choose Herring Bank for their mortgage needs and experience exceptional service aimed at helping you achieve your homeownership goals.

Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.