Austin, TX Mortgage Lender | USDA, FHA & VA | Herring Bank fdic-insured - backed by the full faith and credit of the u.s. government
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Mortgage Lenders Austin, TX

Mortgage Solutions for Every Homebuyer in Austin

At Herring Bank, we offer mortgage solutions for every type of homebuyer in Austin. Whether you’re purchasing your first home or refinancing an existing mortgage, we provide personalized loan options that align with your financial situation and goals.

Our team of home loan experts will guide you through the entire mortgage process, delivering exceptional service every step of the way. With competitive rates and flexible terms, we make homeownership in Austin more accessible.

With over 125 years of experience, our knowledgeable loan officers assist first-time buyers, veterans, and seasoned homeowners in finding the right loan to fit their needs.

Ready to take the next step toward owning a home in Austin? Contact Herring Bank today to speak with one of our mortgage specialists. Whether you’re buying, refinancing, or just exploring your options, we’re here to help make your homeownership dreams a reality.

The Mortgage Process in Austin, TX

Navigating the mortgage process with Herring Bank is straightforward. Here’s how we’ll guide you through each step:

  1. Consultation: Meet with one of our experienced loan officers to discuss your financial situation and homeownership goals.
  2. Explore Loan Options: We’ll help you review various loan programs (FHA, USDA, VA, conventional) to find the best fit for your needs.
  3. Submit Documents: Provide income statements and credit history to support your application.
  4. Pre-Approval: We’ll get you pre-approved, so you can confidently start your home search in Austin.
  5. Home Shopping: With pre-approval in hand, you’ll know your budget and be ready to make competitive offers.
  6. Appraisals and Underwriting: We handle appraisals and underwriting to ensure all mortgage requirements are met.
  7. Closing Costs: We manage all aspects of closing costs, providing transparency and a smooth transaction.
  8. Final Approval and Closing: Once approved, we’ll finalize your loan, ensuring a seamless closing so you can move into your new home.

Ready to get started? Contact Herring Bank today to speak with one of our mortgage experts.

Don’t wonder what’s best. Ask us!
We’ve been helping clients find their perfect home loan for 125 years.

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Call us at

1-214-225-3166

Home Loan Options in Austin

As your trusted mortgage lender in Austin, Herring Bank offers a wide selection of loan programs designed to fit various financial needs and situations. Whether you’re buying a new home or refinancing your current mortgage, our flexible options ensure you’ll find the right solution for your budget and goals. We’re committed to making your homeownership journey easy and stress-free.

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Austin New Home Loans

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Austin Conventional Mortgage

Our conventional mortgage options are perfect for borrowers in Austin with strong credit and a stable financial background. These loans come with competitive interest rates, low fees, and flexible terms tailored to your specific needs, whether you’re purchasing a new home or refinancing an existing mortgage. They provide excellent value for first-time buyers and those looking to upgrade to a larger property. Our conventional mortgages make homeownership more accessible for residents across the Austin community.

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Austin FHA Home Loans

Ideal for first-time homebuyers or those with less-than-perfect credit, our FHA home loans provide a valuable opportunity to achieve homeownership in Austin. With lower down payment requirements and more flexible credit qualifications, these loans simplify the approval process. Backed by the Federal Housing Administration for added security, we offer personalized support throughout every step. Our FHA loans make homeownership more attainable, helping you turn your dream of owning a home in Austin into a reality.

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Austin VA Loans

For veterans, active-duty service members, and military families, VA loans offer outstanding benefits that make homeownership more accessible. With no down payment and no PMI (Private Mortgage Insurance), these loans provide significant savings. At Herring Bank, we proudly offer VA loans in Austin, helping veterans and their families achieve their homeownership dreams with ease and personalized support at every step of the process.
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Austin USDA Home Loans

If you’re looking to purchase rural property around the Austin area, our USDA loans present an excellent opportunity to make homeownership more attainable. With zero down payment options, these loans significantly reduce upfront costs and offer flexible terms to accommodate various financial situations. Ideal for low- to moderate-income buyers, USDA loans provide an affordable path to owning a home. Contact us today to find out if your property qualifies for this program, and let us guide you through the process of securing your dream home in Austin.

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Austin Mortgage Refinance

If you’re considering refinancing your mortgage to take advantage of lower interest rates or tap into your home’s equity, Herring Bank is here to help. Our refinancing options can lower your monthly payments and allow you to switch to a more stable fixed-rate mortgage. We provide tailored solutions designed to secure the best deal for your financial future. Let us assist you in achieving your financial goals with our refinancing services in Austin.

Mortgage Calculator

Use our calculators to see what homeownership could look like for you.

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Mortgage Calculator

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Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

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