Comprehensive Broken Arrow, OK Mortgage Services

Looking to buy a home in Broken Arrow? Herring Bank is your local mortgage lender, offering competitive rates, efficient in-house underwriting, and prompt closings. As approved VA and FHA lenders, we provide personalized service and expert guidance to support you through each step of your home loan journey.

  • FHA, VA, & Jumbo Loans
  • Direct Mortgage Lender
  • In-House Underwriting
  • Low Rates & Low Fees
  • Free Good Faith Estimate
  • Oklahoma Customer Service!
Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Broken-Arrow-Mortgage-Company

Local Broken Arrow, OK Mortgage Company

Broken Arrow Mortgage Company

Welcome to Herring Bank, your direct mortgage lender in Broken Arrow, OK. We provide competitive rates and quick loan closings for a smooth home financing experience. Our technology-driven platform allows you to easily complete applications, link accounts, upload documents, and receive full loan approval—all from home.

Committed to building lasting client relationships, Herring Bank offers reliable, personalized mortgage services. Whether buying a new home or refinancing, our team is here to guide you every step of the way.

Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Broken-Arrow-Mortgage-Services

Thinking about buying a home or refinancing your mortgage in Broken Arrow? Herring Bank is your local mortgage expert, offering a variety of loan options customized to fit your needs. With FHA, VA, USDA, and conventional loans, our team provides tailored guidance to help you find the right mortgage for your financial goals. Whether it’s a new home purchase or refinancing, we’re here to support you every step of the way.

Why Choose Herring Bank?

  • Direct Mortgage Lender: Fast closings with local underwriting.
  • No-Obligation Loan Estimates: Transparent details on loan options.
  • Local Broken Arrow Service: Friendly, responsive support.

Our motto, “relationships for a lifetime,” drives our commitment to competitive rates, efficient service, and a smooth mortgage experience. With a technology-forward, client-first approach, we make it easy to apply, manage documents, and track loan status online. Herring Bank’s dedication to building lasting relationships has earned the trust of borrowers across Oklahoma.

Whether you’re seeking financing in Broken Arrow or beyond, discover why many choose Herring Bank as their preferred mortgage lender. Let us help make your homeownership dreams a reality!

Discover Home Loan Options

Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Broken-Arrow-New-Home-Loans

Broken Arrow New Home Loans

Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Broken-Arrow-Conventional-Loans

Broken Arrow Conventional Mortgage

Conventional loans offer competitive rates and reduced mortgage insurance with a down payment as low as 5% and flexible terms:

  • Terms available in 30, 20, and 15 years
  • Low rates for borrowers with strong credit
  • Options for primary, secondary, and investment properties
  • Up to 95% financing available
Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Broken-Arrow-FHA-Loans

Broken Arrow FHA Home Loans

FHA home loans are an ideal option for first-time home buyers in Broken Arrow, although you don’t need to be a first-time buyer to qualify:

  • Only 3.5% Down Payment
  • Flexible Credit Requirements
  • 203k Renovation Loan Options
  • Perfect for First-Time Buyers
Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Broken-Arrow-VA-Loans

Broken Arrow VA Loans

As an approved VA lender in Broken Arrow, Herring Bank offers specialized home loan services designed for veterans:

  • Zero Down, 100% Financing
  • No Monthly PMI
  • No Debt-to-Income Restrictions
  • VA Jumbo Loans with Down Payment Options
Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank USDA-Loans-Broken-Arrow

USDA Home Loans

USDA loans for rural properties in Broken Arrow and surrounding areas offer excellent benefits, including 100% financing for eligible buyers:

  • 100% Financing for Rural Properties
  • Primary Residence Only
  • Option to Roll Closing Costs into the Loan
  • Low Interest Rates
Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Mortgage-Refinance-Broken-Arrow

Mortgage Refinance

Herring Bank offers streamlined refinancing services in Broken Arrow for quick approvals and a hassle-free process:

  • Reduce Monthly Payments
  • Shorten Your Mortgage Term
  • FHA Streamline Refinance
  • VA IRRRL Streamline Refinance

Broken Arrow, Oklahoma Mortgage Experts

Close on Time

We work diligently to close every loan in 28 days or less. With in-house underwriting, processing, and closing, we ensure quick approvals and timely funding, making your mortgage process smooth and efficient.

Low Rates & Fees

As a trusted mortgage lender in Broken Arrow, we offer competitive rates, low fees, and fast closings. We are an approved FHA, VA, and USDA lender, providing a wide range of loan options to suit your needs.

Customer Service

Renowned for outstanding customer service, Herring Bank puts clients first, ensuring a smooth, stress-free experience from start to finish. Let us support you through every step of the mortgage process in Broken Arrow.

Meet our Mortgage Team

Our Home loan experts will guide you through every step of the process, from pre-approval to closing.

Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Chris Godwin
Chris GodwinResidential Mortgage Loan Manager, VP
NMLS# 1481887
Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Gaye Crump
Gaye CrumpSr. Mortgage Loan Originator
NMLS# 793614
Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Rex Dobrinski
Rex DobrinskiSenior Loan Originator
NMLS# 620952

Herring Bank – Broken Arrow, OK Mortgage Lender

Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Mortgage-Lending-Broken-Arrow
Broken Arrow, OK Mortgage Lender | USDA, FHA | Herring Bank Broken-Arrow-Mortgage-Lending

Planning to buy a new home or refinance in Broken Arrow? Herring Bank, your local lender, provides a full suite of mortgage products, including FHA, VA, USDA, Jumbo, and conventional loans, tailored to your financial needs. With local underwriters based in Broken Arrow, we offer fast approvals and on-time closings for a smooth process.

At Herring Bank, each borrower is unique, and we deliver personalized attention at every step. Whether you’re a first-time homebuyer, a seasoned homeowner, or refinancing, our expert team ensures a transparent and stress-free mortgage experience from start to finish.

2024 Broken Arrow, OK Real Estate

The Broken Arrow real estate market continues to grow, with the median listing price around $295,000 as of late 2024, showing a steady 4.5% year-over-year increase. Homes in this area are generally on the market for an average of 25-42 days, reflecting consistent buyer interest and a competitive environment. Broken Arrow currently has over 800 homes listed for sale, with options ranging from starter homes to more spacious properties, accommodating a range of budgets​.

For those looking to finance a home in Broken Arrow, Herring Bank offers a variety of mortgage solutions, including FHA, VA, USDA, and conventional loans. Our competitive rates, fast local underwriting, and customer-focused approach simplify the mortgage process, ensuring a smooth experience for both first-time buyers and those looking to refinance. Whether you’re purchasing a new home or refinancing an existing mortgage, Herring Bank’s Broken Arrow team is dedicated to providing seamless, personalized service to help you reach your homeownership goals.

Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.