Denton, TX Mortgage Lender | USDA, FHA & VA | Herring Bank fdic-insured - backed by the full faith and credit of the u.s. government
Denton2024-10-11T15:13:41-06:00

Mortgage Lenders Denton, TX

Why Choose Herring Bank as Your Denton Mortgage Lender?

At Herring Bank, we offer a variety of mortgage programs tailored to meet the specific needs of homebuyers in Denton, TX. Whether you’re purchasing your first home or considering refinancing, our loan options, including FHA and conventional loans, ensure the perfect fit for your financial situation and homeownership goals.

Our team of home loan specialists is dedicated to delivering exceptional service throughout the mortgage process, making your experience as smooth and stress-free as possible. We provide competitive rates and flexible terms, helping make homeownership in Denton more accessible.

With over 125 years of experience, our expert loan officers guide first-time homebuyers, veterans, and seasoned homeowners to secure the right loan for their needs.

Ready to take the next step toward owning a home in Denton? Contact Herring Bank today to speak with one of our home loan specialists. Whether you’re buying, refinancing, or exploring loan options, we’re here to help make your homeownership dreams a reality.

Understanding the Mortgage Process in Denton, TX

Navigating the mortgage process with Herring Bank is simple and efficient. Here’s a step-by-step look at how we guide you:

  1. Consultation: Meet with one of our experienced loan officers to discuss your financial situation and homeownership goals.
  2. Explore Loan Options: We’ll help you explore various loan programs, such as FHA, USDA, VA, or conventional loans, to find the best fit.
  3. Submit Documents: Provide important documents, including income statements and credit history, to support your application.
  4. Pre-Approval: We’ll work to get you pre-approved, giving you confidence as you start your home search in Denton.
  5. Shop for Your Home: With pre-approval, you’ll know your budget and can make competitive offers on properties.
  6. Appraisals and Underwriting: We’ll manage the appraisals and underwriting process to ensure everything meets mortgage requirements.
  7. Closing Costs: We handle all aspects of closing costs, ensuring transparency and a seamless transaction.
  8. Final Approval and Closing: Once everything is approved, we’ll finalize your loan, ensuring a smooth closing so you can focus on moving into your new home.

Our goal is to make the process as seamless as possible, helping you secure the best loan for your home purchase or refinance in Denton.

Don’t wonder what’s best. Ask us!
We’ve been helping clients find their perfect home loan for 125 years.

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Call us at

1-214-225-3166

Our Home Loan Options

Herring Bank offers a variety of loan programs to suit different financial needs and situations. Whether you’re buying a new home or looking to refinance your existing mortgage, our options ensure that you’ll find the right fit for your budget and goals.

Denton, TX Mortgage Lender | USDA, FHA & VA | Herring Bank

Denton New Home Loans

If you’re looking to buy a new home in Denton, Herring Bank offers competitive loan programs designed to meet your needs. With low down payment options, we make homeownership more affordable, and our flexible loan terms are crafted to align with your financial goals. Our team of experts will guide you through every step of the loan application process, ensuring you get the support you need from start to finish. We’ll also assist you with pre-approval, helping you set a realistic budget and make strong offers on homes in the Denton area.

Denton, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Denton-Conventional-Mortgages

Denton Conventional Mortgage

Our conventional mortgage options are ideal for borrowers in Denton with strong credit and stable financial profiles. Offering competitive interest rates, low fees, and flexible terms, these loans make purchasing or refinancing a home in Denton more accessible. Whether you’re buying your first home or upgrading to a larger property, our conventional loan options provide excellent value for homebuyers in this growing community.

Denton, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Denton-FHA-Loans

Denton FHA Home Loans

Perfect for first-time homebuyers or those with less-than-ideal credit, our FHA home loans offer a great opportunity to achieve homeownership in Denton. These loans come with lower down payment requirements and more flexible credit qualifications, making it easier to qualify. Our team provides personalized support throughout the entire process, ensuring a smooth experience. Backed by the Federal Housing Administration, these loans offer added security, helping you turn your dream of owning a home in Denton into a reality.

Denton, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Denton-VA-Loans

Denton VA Loans

For veterans, active-duty service members, and military families, a VA loan provides exceptional benefits that make homeownership more accessible. With no down payment required and no PMI (Private Mortgage Insurance), VA loans offer an affordable path to buying a home for those who have served our country. At Herring Bank, we are proud to offer VA loans in Denton, helping veterans and their families achieve their homeownership goals with confidence.

Denton, TX Mortgage Lender | USDA, FHA & VA | Herring Bank USDA-Loans-Denton

Denton USDA Home Loans

Our USDA loans are tailored for buyers looking to purchase rural properties in and around the Denton area. These loans offer excellent benefits, including zero down payment options and flexible terms that make homeownership more affordable. USDA loans are ideal for low- to moderate-income borrowers who are seeking an affordable path to owning a home.

Denton, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage-Refinance-Denton

Denton Mortgage Refinance

If you’re thinking about refinancing your mortgage to take advantage of lower interest rates or access your home’s equity, Herring Bank is here to help. Our refinancing options are designed to reduce your monthly payments and allow you to transition to a more stable fixed-rate mortgage. We provide tailored solutions to ensure you secure the best deal for your financial future. Let us assist you in achieving your financial goals through our refinancing options in Denton.

Mortgage Calculator

Use our calculators to see what homeownership could look like for you.

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Mortgage Calculator

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Request a call back from one of our Denton Mortgage Professionals

Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

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