Comprehensive Edmond, OK Mortgage Services

Looking to buy a home in Edmond? Herring Bank is your trusted local mortgage lender, offering competitive rates, efficient in-house underwriting, and timely closings. As approved VA and FHA lenders, we provide personalized service and expert guidance to support you through every step of your home loan journey.

  • FHA, VA, & Jumbo Loans
  • Direct Mortgage Lender
  • In-House Underwriting
  • Low Rates & Low Fees
  • Free Good Faith Estimate
  • Oklahoma Customer Service!
Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Edmond-Oklahoma-Mortgage-Company

Local Edmond, OK Mortgage Company

Edmond Mortgage Company

Welcome to Herring Bank, your direct mortgage lender in Edmond, OK. We offer competitive rates and quick loan closings for a smooth home financing experience. Our technology-forward platform lets you complete applications, link accounts, upload documents, and receive full loan approval—all from home.

Committed to building lasting client relationships, Herring Bank provides dependable, personalized mortgage services. Whether you’re purchasing a new home or refinancing, our team is here to guide you every step of the way.

Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Edmond-Oklahoma-Mortgage-Services

Thinking about buying a home or refinancing in Edmond? Herring Bank is your local mortgage expert, offering a range of loan options tailored to fit your unique needs. With FHA, VA, USDA, and conventional loans, our team provides personalized support to help you find the right mortgage to reach your financial goals. Whether purchasing a new home or refinancing, we’re here for you every step of the way.

Why Choose Herring Bank?

  • Direct Mortgage Lender: Fast closings with local underwriting.
  • Transparent Loan Estimates
  • Local Edmond Support

Our motto, “relationships for a lifetime,” reflects our dedication to competitive rates, efficient service, and a seamless mortgage experience. With a technology-driven, client-first approach, we make it easy to apply, manage documents, and track your loan status online. Herring Bank’s commitment to building lasting relationships has earned the trust of borrowers across Oklahoma.

Discover why so many choose Herring Bank in Edmond as their preferred mortgage lender. Let us help make your homeownership dreams a reality!

Discover Home Loan Options

Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Edmond-Oklahoma-New-Home-Loans

Edmond New Home Loans

Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank

Edmond Conventional Mortgage

Conventional loans offer competitive rates and reduced mortgage insurance with flexible term options:

  • Available Terms: Choose from 30, 20, and 15-year options
  • Low Rates: Best suited for borrowers with strong credit
  • Versatile Uses: Suitable for primary, secondary, and investment properties
  • Flexible Financing: Options tailored to meet your financial goals
Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Edmond-Oklahoma-FHA-Loans

Edmond FHA Home Loans

FHA home loans are an excellent choice for first-time homebuyers in Edmond, though you don’t need to be a first-time buyer to qualify:

  • Low Down Payment Requirement
  • Flexible Credit Criteria
  • 203k Renovation Loan Options
  • Ideal for First-Time Buyers
Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Edmond-Oklahoma-VA-Loans

Edmond VA Loans

As an approved VA lender in Edmond, Herring Bank offers specialized home loan services designed for veterans:

  • Zero Down, 100% Financing
  • No Monthly PMI
  • No Debt-to-Income Restrictions
  • VA Jumbo Loans with Down Payment Options
Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank USDA-Loans-Edmond-Oklahoma

USDA Home Loans

USDA loans for rural properties in Edmond and surrounding areas offer valuable benefits, including complete financing for eligible buyers:

  • 100% Financing for Rural Properties
  • Primary Residence Requirement
  • Option to Roll Closing Costs into the Loan
  • Low Interest Rates
Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage-Refinance-Odessa-Texas

Mortgage Refinance

Herring Bank offers streamlined refinancing services in Edmond, providing quick approvals and a hassle-free process:

  • Lower Monthly Payments
  • Shorten Your Mortgage Term
  • FHA Streamline Refinance
  • VA IRRRL Streamline Refinance

Edmond, OK Mortgage Experts

Close on Time

We work diligently to close every loan in 28 days or less. With in-house underwriting, processing, and closing, we ensure quick approvals and timely funding, making your mortgage process smooth and efficient.

Low Rates & Fees

As a trusted mortgage lender in Edmond, we offer competitive rates, low fees, and fast closings. We are an approved FHA, VA, and USDA lender, providing a wide range of loan options to suit your needs.

Customer Service

Renowned for outstanding customer service, Herring Bank puts clients first, ensuring a smooth, stress-free experience from start to finish. Let us support you through every step of the mortgage process in Edmond, OK.

Meet our Mortgage Team

Our Home loan experts will guide you through every step of the process, from pre-approval to closing.

Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Chris Godwin
Chris GodwinResidential Mortgage Loan Manager, VP
NMLS# 1481887
Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Gaye Crump
Gaye CrumpSr. Mortgage Loan Originator
NMLS# 793614
Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Rex Dobrinski
Rex DobrinskiSenior Loan Originator
NMLS# 620952

Herring Bank – Edmond, OK Mortgage Lender

Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage-Lending-Edmond-Texas
Edmond, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Edmond-OK-Mortgage-Lending

Planning to buy a new home or refinance in Edmond? Herring Bank, your local lender, offers a full suite of mortgage products—including FHA, VA, USDA, Jumbo, and conventional loans—tailored to align with your financial goals. With local underwriters based in Edmond, we provide fast approvals and timely closings for a seamless experience.

At Herring Bank, each borrower is unique, and we provide personalized attention at every stage. Whether you’re a first-time homebuyer, a seasoned homeowner, or refinancing, our expert team ensures a transparent and stress-free mortgage process from start to finish.

2024 Edmond, OK Real Estate

The Edmond real estate market in 2024 has remained steady, with a median listing price around $340,961, marking a slight 0.1% increase year-over-year. Homes in this area generally spend about 21 to 34 days on the market, showing moderate demand and a balanced market environment. Edmond features a range of properties, from affordable starter homes to luxury investments, catering to a broad spectrum of buyers.

For those seeking home financing in Edmond, Herring Bank offers a variety of loan options, including FHA, VA, USDA, Jumbo, and conventional loans. With competitive rates and efficient local underwriting, we provide a smooth, customer-centered mortgage process that suits both new buyers and those refinancing. Whether you’re aiming to purchase a new home or refinance an existing mortgage, Herring Bank’s Edmond team is committed to guiding you through every step, offering personalized, dedicated service.

Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.