Your source for a home loan in Richardson, TX
Whether this is your first home purchase or your tenth, we’re here for you every step of the way. We want to make this process rewarding.
Today’s Rates for Richardson home loans
Whether you’re in the market for a Conventional, Jumbo, FHA, VA, or USDA Richardson home loan, our locally based home loan experts can help!
30-year fixed conventional
15-year fixed conventional
30-year fixed FHA
30-year fixed VA
Looking for a home loan for your next home in Richardson, TX?
Call us today at (972) 497-1050 and discover why more Richardson residents are choosing Herring Bank for new home purchases and refinance loans.
Your Richardson home loan expert will walk you through each option.
Whether you’re looking for a conventional or adjustable rate mortgage (ARM), or if you’re interested in unique loan programs like FHA, VA, or USDA, we’ll streamline your home buying process.
Local market customer service
Mortgage Lender with Low Rates & Low Fees
No-Obligation Good Faith Estimate
In-House Underwriting and Processing for streamlined Funding
Richardson Real Estate – As of Q2 2021
The median home value in Richardson, TX is $290,881. Check out current Richardson real estate market data here:
Not sure which home loan fits your needs best?
Herring Bank offers a variety of mortgage options to fit your specific goals. Call us at (972) 497-1050 and we’ll guide you through the process from start to finish.
15 year fixed rate mortgages
Fixed-rate mortgages have the same interest rate for its entire term, in this case, 15 years.
Start your 15 year fixed online application
30 year fixed rate mortgage
Fixed-rate mortgages have the same interest rate for its entire term, in this case, 30 years.
Start your 30 year fixed online application
Adjustable rate mortgage
ARMs have an interest rate that will change or “adjust” from time to time.
Start your adjustable rate mortgage online application
FHA loans
Managed by HUD, FHA loans are available to all types of borrowers, not just first-time buyers.
Start your Federal Housing Admin (FHA} online application
USDA loans
USDA loan programs may provide rural residents with additional mortgage options.
Start your US Department of Agriculture (USDA) online application
VA loans
Military service members and their families can use a loan program offered by the VA.
Start your Dept. of Veterans Affairs (VA) online application
They went above and beyond. They exceeded all of our expectations for our home loan. I was most impressed with how experienced, patient and responsive they were from beginning to end.
Megan P. | customer since 2018Why Choose Herring Bank?
We’re lending the way to your next Richardson home with a home loan from Herring Bank.
You can bank on our availability
We’re not hidden behind a complicated phone system or a labyrinth of call-center reps. You get our direct line and can contact us personally, locally, directly.
Close your Richardson home FAST!
With in-house underwriting and locally based Richardson home loan experts, we provide access to the resources you need to keep your purchase moving.
Low rates and fees
We do it all and pass the savings to you! We can offer a variety of Richardson home loan rates to fit your loan budget.
Speak to a Richardson home loan expert!
We specialize in new home purchases and can provide pre-qualification letters and a no cost, good faith estimate.
Herring Bank offers a variety of loan products (FHA, USDA, VA & Conventional) so we can find the best loan option for your specific lending needs. Call today and learn why more borrowers are choosing Herring Bank as their Richardson mortgage lender.
Here’s what you should know before buying,
selling, or refinancing your home.
Buying your first home can be OVERWHELMING!
There’s so much to know, and how do you know what you don’t know? We’ve been helping first time homebuyers for decades!
So we put this guide together to help you out.
Not sure if refinancing is right for you?
There are several factors to consider when deciding whether or not to refinance your mortgage.
We’ve helped hundreds and thousands through the process.
