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Mortgage Lenders Lubbock, TX

Why Choose Herring Bank as Your Lubbock Mortgage Lender?

  • Tailored Loan Options: From FHA home loans to conventional loans, we offer a variety of loan programs to suit your unique financial situation.
  • Exceptional Service: Our home loan specialists provide personalized service and support throughout the mortgage process, ensuring a smooth and stress-free experience.
  • Competitive Rates: We offer lower rates and flexible loan terms to help you achieve your dream of homeownership in Lubbock.
  • Experienced Team: With over 125 years of experience, our loan officers are committed to helping first-time home buyers, veterans, and seasoned homeowners secure the right loan for their home purchase.

Ready to take the first step toward owning your Lubbock home? Contact Herring Bank today to speak with one of our home loan specialists and begin your journey toward homeownership. Whether you’re purchasing, refinancing, or exploring your loan options, we’re here to help you turn your homeownership dream into reality.

Understanding the Mortgage Process

The mortgage process can feel overwhelming, but our home loan specialists are here to make it smooth and straightforward. From gathering necessary documents to calculating closing costs and finding the right mortgage for your needs, we’re committed to providing personalized service. Our goal is to ensure a seamless experience from pre-approval to closing, helping you secure the best loan for your home purchase.

The loan process at Herring Bank is designed to be straightforward and efficient, guiding you from pre-approval to closing with ease. It begins with a consultation with one of our experienced loan officers, who will help you explore various loan options based on your financial situation and homeownership goals. You’ll then submit key documents, such as income statements and credit history, to support your application. Our team will work to get you pre-approved, allowing you to confidently shop for your home. Throughout the mortgage process, we’ll keep you informed and handle details like the appraisal, underwriting, and calculating closing costs. Our goal is to ensure a smooth experience, so you can focus on securing the best loan for your home purchase or refinance.

Don’t wonder what’s best. Ask us!
We’ve been helping clients find their perfect home loan for 125 years.

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Call us at

1-214-225-3166

Our Home Loan Options

Herring Bank offers a variety of loan programs to suit different financial needs and situations. Whether you’re buying a new home or looking to refinance your existing mortgage, our options ensure that you’ll find the right fit for your budget and goals.

Lubbock, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Lubbock-tx-mortgage-lender

Lubbock New Home Loans

If you’re ready to buy a new home in Lubbock, Herring Bank offers a wide range of home loan programs with competitive terms and low down payment options. Our dedicated home loan specialists will guide you through every step of the mortgage process and assist in getting you pre-approved—an essential part of determining your budget and making strong, competitive offers on homes in the expanding Lubbock housing market.

Lubbock, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Lubbock-Conventional-Mortgages

Lubbock Conventional Mortgage

Our conventional mortgage options are perfect for borrowers in Lubbock with strong credit and stable financial profiles. With competitive interest rates, low fees, and flexible terms, these loans make purchasing or refinancing a Lubbock home more accessible. Whether you’re buying your first home or upgrading to your next, our conventional loan options provide excellent value for homebuyers in this thriving community.

Lubbock, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Lubbock-FHA-Loans

Lubbock FHA Home Loans

Ideal for first-time homebuyers or those with less-than-perfect credit, our FHA home loans offer personalized services and support. With lower down payment requirements and more flexible credit qualifications, these loans make homeownership more attainable for a wider range of buyers in Lubbock. Backed by the Federal Housing Administration, FHA loans help you achieve your dream of owning a home.

Lubbock, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Lubbock-VA-Loans

Lubbock VA Loans

For veterans, active-duty service members, and military families, qualifying for a VA loan offers incredible benefits. With zero down payment and no PMI, these loans provide a valuable opportunity for those who have served our country. Herring Bank is honored to provide VA loans in Lubbock, helping veterans and their families fulfill their homeownership dreams in this supportive community.

Lubbock, TX Mortgage Lender | USDA, FHA & VA | Herring Bank

Lubbock USDA Home Loans

For those looking to purchase rural properties in the Lubbock area, our USDA loans offer an excellent opportunity with zero down payment and flexible terms. These loans are specifically designed to help low- to moderate-income buyers achieve the dream of homeownership in rural communities. With affordable options and straightforward eligibility requirements, USDA loans provide a great path for those who qualify.

Lubbock, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage-Refinance-Lubbock

Lubbock Mortgage Refinance

If you’re looking to refinance your mortgage to take advantage of better interest rates or access the equity in your home, Herring Bank is here to guide you through the process. Refinancing with us can help you reduce your monthly payments or move to a fixed-rate mortgage for more financial stability. We offer personalized refinancing solutions to ensure you secure the best possible outcome for your financial goals in Lubbock.

Mortgage Calculator

Use our calculators to see what homeownership could look like for you.

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Mortgage Calculator

Estimate your monthly payment, including taxes and insurance

Request a call back from one of our Lubbock Mortgage Professionals

Herring Bank – Texas Home Loans

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