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McKinney2025-01-30T18:36:44-06:00

Mortgage Lenders McKinney, TX

Discover Herring Bank’s McKinney Mortgage Lending Services

Explore Herring Bank’s mortgage services in McKinney, TX, specifically tailored to meet the unique needs of the McKinney community. Our mortgage program offers a comprehensive range of financial solutions to help homebuyers and homeowners achieve their real estate goals with ease. With 24/7 online banking access, you can efficiently manage your mortgage accounts, ensuring smooth payments and streamlined communication for added convenience and peace of mind.

McKinney, Texas, is renowned for its vibrant real estate market, providing excellent opportunities for both first-time homebuyers and seasoned investors. The city’s strong economy and prime location make it an ideal place for purchasing a home or refinancing an existing mortgage.

Herring Bank’s mortgage services offer robust support for the McKinney real estate market. Our dedicated mortgage lending team will guide you through every step of the process, from pre-approval to closing, minimizing the stress of buying or refinancing a home. Additionally, Herring Bank provides competitive rates and a variety of mortgage options to support your financial stability and growth.

Key Highlights:

  • Tailored Mortgage Solutions: Our online and mobile banking services are designed to meet the specific needs of McKinney homebuyers, enhancing financial management through advanced technology and personalized service.

Herring Bank is committed to supporting the homeownership dreams of the McKinney community with its innovative mortgage lending services. As a leading mortgage lender in McKinney, Herring Bank is here to meet your mortgage needs as the market continues to thrive and grow.

Don’t wonder what’s best. Ask us!
We’ve been helping clients find their perfect home loan for 125 years.

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1-214-225-3166

Our Home Loan Options

Herring Bank offers a variety of loan programs to suit different financial needs and situations. Whether you’re buying a new home or looking to refinance your existing mortgage, our options ensure that you’ll find the right fit for your budget and goals.

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McKinney New Home Loans

Ready to purchase a new home in McKinney, TX? Herring Bank offers a range of competitive loan programs with low down payments and flexible terms. Our experienced team will guide you through the entire loan application process and help you obtain pre-approval—an essential step in setting your budget and making strong, competitive offers on homes in the growing McKinney market.

McKinney-Conventional-Mortgages

McKinney Conventional Mortgage

For borrowers in McKinney with strong credit and stable financial backgrounds, our conventional mortgage options are an excellent choice. We offer competitive interest rates, low fees, and flexible terms to make purchasing or refinancing a home in McKinney more accessible. Whether you’re buying your first home or upgrading to your next property, our conventional loan options provide exceptional value for homebuyers.

McKinney-FHA-Loans

McKinney FHA Home Loans

Whether you’re a first-time homebuyer or facing credit challenges, our FHA home loans in McKinney are tailored to provide personalized services and support. We offer lower down payment options and more flexible credit requirements, making homeownership achievable for a wide range of buyers in McKinney. Backed by the Federal Housing Administration, our FHA loans empower you to fulfill your dream of owning a home in this vibrant and expanding community.

McKinney-VA-Loans

McKinney VA Loans

Are you a veteran, active-duty service member, or part of a military family? You may qualify for a VA loan, offering significant benefits such as no down payment and no PMI. These loans provide exceptional support for those who have served our country. Herring Bank is proud to offer VA loans in McKinney, helping veterans and their families achieve their homeownership dreams within this welcoming community.

USDA-Loans-McKinney

McKinney USDA Home Loans

At Herring Bank, our USDA loans are specifically crafted for buyers looking to purchase rural properties in the McKinney area. With zero down payment options and flexible terms, our USDA loans offer an affordable pathway to homeownership for low- to moderate-income borrowers. Contact us today to determine if your property qualifies for this loan program and take the first step toward owning a home in the McKinney region.

Mortgage-Refinance-McKinney

McKinney Mortgage Refinance

Are you considering refinancing your mortgage to take advantage of lower interest rates or to access your home’s equity? Herring Bank is here to support you every step of the way. By refinancing with us, you can reduce your monthly payments or transition to a more stable fixed-rate mortgage. Our tailored refinancing options are designed to help you secure the best possible deal, ensuring a strong financial future in McKinney.

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(214) 225-3166

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Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

Thinking of Buying or Financing a Hotel in Texas? We’re Here to Help!

No matter where you are in Texas, our hospitality lending experts are ready to assist you. As a trusted lender specializing in hotel and hospitality financing, we provide tailored loan solutions for hotel owners, developers, and operators across the entire state. Whether you’re looking to acquire a new propertyrefinance an existing hotel, or fund a major renovation, we offer competitive rates, low fees, and exceptional customer service. Let us help you achieve your hospitality business goals with financing designed for Texas’s vibrant market.

Texas Hospitality Lending Areas

We serve hotel owners and developers in cities and regions across Texas, including:

  • Major Metro Areas: Dallas, Houston, Austin, San Antonio, Fort Worth
  • Growing Markets: El Paso, Arlington, Corpus Christi, Plano, Lubbock
  • Tourist Destinations: Galveston, South Padre Island, Fredericksburg, New Braunfels
  • Emerging Markets: McKinney, Frisco, Round Rock, Killeen, Waco, Amarillo, College Station, Midland, Odessa, Beaumont, Tyler, Abilene, Denton, Lewisville, Sugar Land, The Woodlands

Why Choose Us for Your Texas Hotel Loan?

  1. Local Expertise: We understand the unique opportunities and challenges of the Texas hospitality market.
  2. Tailored Solutions: From SBA 504 loans to CMBS financingconstruction loanshotel refinancing, and franchise financing, we have the right product for your needs.
    • SBA 504 Loans: Partner with Herring Bank for split financing (Bank + Borrower + SBA).
    • CMBS Financing: Ideal for stabilized properties.
    • Construction Loans: Fund new builds or renovations with variable rates, then refinance with a construction take-out loan.
    • Hotel Refinancing: Lower your rates, improve cash flow, or access equity.
    • Franchise Financing: Designed for franchise hotels like Marriott, Hilton, and more.
  3. Fast and Reliable Service: As a direct lender, we offer quick approvals and seamless closings.
  4. Competitive Rates: Enjoy low rates and transparent terms designed to help your business thrive.

Whether you’re financing a boutique hotel in Austin, a resort in Galveston, or a franchise property in Dallas, we’re here to help you every step of the way. Contact us today to get started on your Texas hospitality loan!

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