Midland Mortgage Lender

At Herring Bank, we offer a comprehensive range of mortgage solutions for all types of homebuyers in Midland, Texas. Whether you’re a first-time homebuyer, looking to refinance your current mortgage, or a veteran in need of a VA loan, our personalized loan options are crafted to match your unique financial situation and long-term goals. We provide various mortgage programs, including FHA, USDA, VA, and conventional loans, ensuring you find the right fit for your needs.

Our team of experienced home loan experts will guide you through every step of the mortgage process, delivering dedicated support and exceptional service from start to finish. With competitive interest rates, low down payment options, and flexible loan terms, we make homeownership in Midland more accessible for buyers across all income levels.

With over 125 years of experience, Herring Bank has built a reputation as a trusted mortgage lender. Our knowledgeable loan officers assist first-time buyers, veterans, and seasoned homeowners in navigating the home loan process and securing the best mortgage solution for their needs. We pride ourselves on making the mortgage application process straightforward, transparent, and stress-free.

Ready to Take the Next Step Toward Owning a Home in Midland?

Contact Herring Bank today to connect with one of our local mortgage specialists. Whether you’re buying a new home, refinancing an existing mortgage, or exploring your loan options, we’re here to help make your homeownership dreams a reality. With personalized service and extensive knowledge of the Midland real estate market, we can guide you toward a successful and smooth home-buying experience.

Why Choose Herring Bank for Your Midland Mortgage?

• Personalized Loan Options: Tailored mortgage solutions to fit your budget and lifestyle, including FHA, VA, USDA, and conventional loans.
• Competitive Rates & Terms: Access to competitive interest rates and flexible loan terms, making homeownership more affordable.
• Expert Guidance: Experienced loan officers with in-depth knowledge of the Midland market to support you through every step of the mortgage process.
• Trusted Local Lender: Over 125 years of experience helping homebuyers secure the right mortgage loans for their needs.

The Mortgage Process in Midland, TX

Navigating the mortgage process with Herring Bank is simple. Here’s how we’ll guide you through each step:

1. Consultation: Meet with one of our experienced loan officers to discuss your financial situation and homeownership goals.
2. Explore Loan Options: We’ll review various loan programs (FHA, USDA, VA, conventional) to find the best fit for your needs.
3. Submit Documents: Provide income statements and credit history to support your application.
4. Pre-Approval: We’ll get you pre-approved so you can confidently start your home search in Midland.
5. Home Shopping: With pre-approval in hand, you’ll know your budget and be ready to make competitive offers.
6. Appraisals and Underwriting: We handle appraisals and underwriting to ensure all mortgage requirements are met.
7. Closing Costs: We manage all aspects of closing costs, ensuring transparency and a smooth transaction.
8. Final Approval and Closing: Once approved, we’ll finalize your loan, ensuring a seamless closing process so you can move into your new home.

Ready to Get Started? Contact Herring Bank today to speak with one of our mortgage experts.