Comprehensive Norman, OK Mortgage Services

Looking to buy a home in Norman? Herring Bank is your local lender, providing competitive rates, efficient in-house underwriting, and quick closings. As approved VA and FHA lenders, we offer personalized service and expert guidance to support you through every step of the home loan journey.

  • FHA, VA, & Jumbo Loans
  • Direct Mortgage Lender
  • In-House Underwriting
  • Low Rates & Low Fees
  • Free Good Faith Estimate
  • Oklahoma Customer Service!
Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Norman-Mortgage-Company

Local Norman, OK Mortgage Company

Norman Mortgage Company

Welcome to Herring Bank, your direct mortgage lender in Norman, OK. We offer competitive rates and fast loan closings, delivering a seamless home financing experience. Our technology-driven platform makes it easy to complete your application, link bank accounts, upload documents, and receive full loan approval—all from the convenience of your home.

With a commitment to building lasting relationships, Herring Bank provides dependable mortgage services tailored to each client. Whether you’re buying a new home or refinancing, we’re here to guide and support you every step of the way.

Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Norman-Mortgage-Services

Thinking about buying a home or refinancing your mortgage in Norman? Herring Bank is your local mortgage expert, offering a wide range of loan options tailored to your needs. From FHA and VA to USDA loans, our team provides personalized guidance to ensure you find the best mortgage for your financial goals. Whether you’re purchasing a new home or refinancing, we’re here to support you at every stage.

Why Choose Herring Bank?

  • Direct Mortgage Lender: Local underwriting with fast closings for quick approvals.
  • No-Obligation Loan Estimates: Clear, upfront details on your loan options.
  • Local Norman Service: Friendly, responsive customer support you can trust.

With our motto, “relationships for a lifetime,” we’re committed to providing competitive rates, efficient service, and a smooth mortgage process. By combining modern technology with a client-first approach, we make it easy to apply, upload documents, and track your loan status online. Our dedication to building long-lasting relationships has earned us the trust of borrowers throughout Oklahoma.

Whether you’re looking for financing in Norman or beyond, discover why so many choose Herring Bank as their preferred mortgage lender. Let us help turn your homeownership dreams into reality!

Discover Home Loan Options

Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Norman-New-Home-Loans

Norman New Home Loans

Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Norman-Conventional-Loans

Norman Conventional Mortgage

Conventional loans provide low rates and reduced mortgage insurance, with as little as 5% down and flexible terms:

  • Terms of 30, 20, and 15 years
  • Competitive rates with strong credit
  • Options for primary, secondary, and investment properties
  • Financing up to 95%
Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Norman-FHA-Loans

Norman FHA Home Loans

FHA home loans are an excellent choice for first-time home buyers in Norman, though you don’t have to be a first-time buyer to qualify:

  • Only 3.5% Down Payment
  • Easier Credit Qualifying
  • 203k Renovation Loans Available
  • Ideal for First-Time Home Buyers
Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Norman-VA-Loans

Norman VA Loans

As an approved VA lender in Norman, Herring Bank offers specialized home loan services designed for veterans:

  • Zero Down, 100% Financing
  • No Monthly PMI
  • No Debt-to-Income Restrictions
  • VA Jumbo Loans with Down Payment Options
Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank USDA-Loans-Norman

USDA Home Loans

USDA loans for rural properties in Norman and nearby areas offer significant advantages, including 100% financing for qualified buyers:

    • 100% Financing for Rural Properties
    • Primary Residence Only
    • Option to Roll Closing Costs into the Loan
    • Low Interest Rates
Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage-Refinance-Norman

Mortgage Refinance

Herring Bank offers streamlined refinancing services in Tulsa for quick approvals and a hassle-free process:

  • Reduce Monthly Payments
  • Shorten Your Mortgage Term
  • FHA Streamline Refinance
  • VA IRRRL Streamline Refinance

Norman, Oklahoma Mortgage Experts

Close on Time

We work diligently to close every loan in 28 days or less. With in-house underwriting, processing, and closing, we ensure quick approvals and timely funding, making your mortgage process smooth and efficient.

Low Rates & Fees

As a trusted mortgage lender in Norman, we offer competitive rates, low fees, and fast closings. We are an approved FHA, VA, and USDA lender, providing a wide range of loan options to suit your needs.

Customer Service

Renowned for outstanding customer service, Herring Bank puts clients first, ensuring a smooth, stress-free experience from start to finish. Let us support you through every step of the mortgage process in Norman.

Meet our Mortgage Team

Our Home loan experts will guide you through every step of the process, from pre-approval to closing.

Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Chris Godwin
Chris GodwinResidential Mortgage Loan Manager, VP
NMLS# 1481887
Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Gaye Crump
Gaye CrumpSr. Mortgage Loan Originator
NMLS# 793614
Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Rex Dobrinski
Rex DobrinskiSenior Loan Originator
NMLS# 620952

Herring Bank – Norman, OK Mortgage Lender

Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage-Lending-Norman
Norman, OK Mortgage Lender | USDA, FHA & VA | Herring Bank Mortgage-Company-Norman-OK

Planning to buy a new home or refinance in Norman? Herring Bank, your trusted local lender, offers a comprehensive range of mortgage products, including FHA, VA, USDA, Jumbo, and conventional home loans. We tailor our loan options to align with your specific financial needs, ensuring an ideal fit. With local underwriters based in Norman, we provide fast approvals and a smooth, on-schedule closing process.

At Herring Bank, we understand that each borrower is unique, so we approach every loan with personalized attention. Whether you’re a first-time homebuyer, an experienced homeowner, or looking to refinance for better terms, our knowledgeable team is here to guide you at every stage. Experience a smooth, transparent, and stress-free mortgage journey from start to finish.

2024 Norman, OK Real Estate

Norman’s real estate market has seen steady growth, with a median listing price around $340,000 as of late 2024, reflecting a 3.1% increase from the previous year. Homes in Norman sell quickly, averaging 22-32 days on the market, and range across various neighborhoods and price points. Approximately 710 homes are listed for sale, offering options for a variety of budgets.

For those in need of a mortgage, Herring Bank provides tailored financing solutions, including FHA, VA, USDA, and conventional loans. With competitive rates and in-house underwriting, Herring Bank simplifies the process for Norman buyers. Whether you’re a first-time buyer or refinancing, our Norman-based team is committed to providing a seamless, client-focused experience that combines advanced technology with personalized support.

Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.