San Antonio, TX Mortgage Lender | USDA, FHA | Herring Bank fdic-insured - backed by the full faith and credit of the u.s. government
San Antonio2024-10-16T18:06:32-06:00

Mortgage Lenders San Antonio, TX

At Herring Bank, we offer a wide range of mortgage solutions, from FHA loans to conventional options, tailored to meet the specific needs of homebuyers in San Antonio. Whether you’re buying your first home or refinancing an existing mortgage, our personalized loan options help you find the perfect fit for your financial situation and homeownership goals.

Our team of home loan experts is dedicated to delivering exceptional service throughout the mortgage process, ensuring a smooth and stress-free experience. With competitive rates and flexible loan terms, we make homeownership in San Antonio more accessible.

With over 125 years of expertise, our skilled loan officers assist first-time buyers, veterans, and seasoned homeowners in finding the right loan to suit their needs.

Ready to take the next step toward owning a home in San Antonio? Contact Herring Bank today to speak with one of our mortgage specialists. Whether you’re buying, refinancing, or exploring your loan options, we’re here to help make your homeownership dreams a reality.

Understanding the Mortgage Process in San Antonio, TX

Navigating the mortgage process with Herring Bank is simple. Here’s how we guide you step by step:

  1. Consultation: Start with a meeting with one of our experienced loan officers to discuss your financial situation and homeownership goals.
  2. Explore Loan Options: We’ll help you review various loan programs, including FHA, USDA, VA, and conventional loans, to find the best fit for your needs.
  3. Submit Documents: Provide essential documents like income statements and credit history to support your application.
  4. Pre-Approval: We’ll work to get you pre-approved, giving you confidence as you begin your home search in San Antonio.
  5. Shop for Your Home: With pre-approval in hand, you’ll know your budget and can make competitive offers on homes.
  6. Appraisals and Underwriting: We’ll handle the appraisals and underwriting to ensure all mortgage requirements are met.
  7. Closing Costs: We manage all aspects of closing costs, ensuring transparency and a smooth transaction.
  8. Final Approval and Closing: Once everything is approved, we’ll finalize your loan, ensuring a seamless closing process so you can focus on moving into your new home.

Our goal is to make the mortgage process as stress-free as possible, helping you secure the best loan for your home purchase or refinance in San Antonio.

Don’t wonder what’s best. Ask us!
We’ve been helping clients find their perfect home loan for 125 years.

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1-214-225-3166

San Antonio Home Loan Options

As your local San Antonio mortgage lender, Herring Bank offers a range of loan programs to meet different financial needs and situations. Whether you’re buying a new home or refinancing your current mortgage, our flexible options ensure you’ll find the right fit for your budget and goals. We’re here to make your homeownership journey smooth and stress-free.

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San Antonio New Home Loans

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San Antonio Conventional Mortgage

Our conventional mortgage options are ideal for borrowers in San Antonio with solid credit and a stable financial background. These loans feature competitive interest rates, low fees, and flexible terms tailored to fit your specific needs, whether you’re buying a new home or refinancing an existing one. They offer great value for first-time buyers as well as those looking to move up to a larger property. Our conventional mortgages make homeownership more attainable for residents throughout the San Antonio community.

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San Antonio FHA Home Loans

Ideal for first-time homebuyers or those with less-than-perfect credit, our FHA home loans offer a great opportunity to achieve homeownership in San Antonio. With lower down payment requirements and more flexible credit qualifications, these loans simplify the approval process. Backed by the Federal Housing Administration for added peace of mind, we provide personalized support every step of the way. Our FHA loans make homeownership more accessible, helping you turn your dream of owning a home in San Antonio into a reality.

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San Antonio VA Loans

For veterans, active-duty service members, and military families, VA loans offer exceptional benefits that make homeownership more accessible. With no down payment and no PMI (Private Mortgage Insurance), these loans deliver significant savings. At Herring Bank, we are proud to provide VA loans in San Antonio, helping veterans and their families realize their homeownership dreams with ease and personalized support throughout the process.

San Antonio, TX Mortgage Lender | USDA, FHA | Herring Bank

San Antonio USDA Home Loans

If you’re considering purchasing rural property around the San Antonio area, our USDA loans offer an excellent opportunity to make homeownership more achievable. With zero down payment options, these loans significantly lower upfront costs and feature flexible terms to suit different financial situations. Ideal for low- to moderate-income buyers, USDA loans provide an affordable pathway to owning a home. Contact us today to see if your property qualifies for this program, and let us help guide you through the process of securing your dream home in San Antonio.

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San Antonio Mortgage Refinance

If you’re looking to refinance your mortgage to benefit from lower interest rates or access your home’s equity, Herring Bank is ready to assist. Our refinancing options can help reduce your monthly payments and allow you to switch to a more stable fixed-rate mortgage. We offer personalized solutions designed to secure the best deal for your financial future. Let us help you achieve your financial goals with our refinancing services in San Antonio.

Mortgage Calculator

Use our calculators to see what homeownership could look like for you.

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Mortgage Calculator

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Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

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